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Quoteline Direct | FAQs | On The Move | Two way Traffic | Terms

Frequently asked questions :

The following Questions are frequently made to the Quoteline Direct call center. The answers may be of assistance:

Q - Who are Quoteline Direct ® ?
A - Quoteline Direct ® are part of the Wilsons Insurance Group who are professional registered insurance brokers with a direct approach to customer satisfaction. Wilsons Insurance Group started to serve their customers in 1969 and are now one of the major insurance brokers in the U.K. Quoteline Direct ® is a registered trade mark.

Q - Who is the insurance company?
A - With perhaps one of the most comprehensive online car insurance quote systems available, we search for the lowest possible quote from over 450 policies - immediately online. Our policy's are provided by the countries leading insurers including AXA, CGU, Cornhill, Fortis, NIG Skandia, Lloyds of London, Royal Sun Alliance, Norwich Union, Eagle Star, Zurich and many more.

Q - Is Breakdown cover included in my motor quote ?
A - Full breakdown cover is available for £59 a year.

Q - What is no claims bonus and how does it affect my insurance premium ?
A - Your no claims bonus is a reward for remaining claim free. It rises on a scale up to 9 years. The more bonus earned the cheaper your premium will be. Your No claims bonus can be protected, this facility is normally available when you have been claim free for 4 - 5 years. Protected no claims bonus will not have been included in your online motor quotation.

Q - How do I get a quote for a Q plate / Imported / Modified Vehicle ?
A - All the above can only can only be fully catered for using our quoteline consultants (EU Imports only). We will negotiate each case with the insurers before a final premium is quoted.

Q - Why don`t you provide motor insurance cover for Northern Ireland ?
A - Most insurance companies only provide cover through Brokers or Agents based in Northern Ireland. We are currently negotiating with a number of insurers and hope to be able to offer cover soon.

Q - How can I pay for my insurance policy ? Can I pay in instalments ?
A - We accept payment by all major credit cards (excluding American Express), Switch and Cheque. Installment facilities (including Direct Debit up to 12 months) are normally available. Please ask your advisor for full written details. Applicants for payment by Direct Debit must be over 18.

Q - What do I get included with my insurance policy ?
A - All new clients receive our unique Customer Discount Book and a first class service.

Q - Why can`t I pay online ?
A - We have found that the vast majority of our customers require further information before they take out their policy and want the confidence of knowing that they have chosen the correct cover. In addition to this, many of the major insurance companies are unwilling to provide cover online and to omit these companies when searching for your quote would increase the cost to you.

Q - My car has been "Modified". Do you need to know, and will it affect the cost of my cover ?
A - We do need to know and it may well affect the cost of your policy. Make sure you tell us when you ring up take out your cover if your car has been modified so we can ensure you are fully covered.

Q - I am trying get an online car quotation and cannot find my car on your database ?
A - The vehicle ABI listings are exhaustive and should cater for your vehicle. This is not always the case. If you cant find the exact model find a similar model and give us a call on 0870 444 0870 and select the new business option. We will identify your exact model and make the necessary changes to your quotation.

Q - Why did my online Motor / Home insurance quotation not give me a price ?
A - Please bear in mind that heavy numbers of users impact on the service and performance of the quotation system. Heavy web traffic can increase the time it takes for your quotation to be processed and in extreme cases may lead to your quotation timing out.



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